2+ hour, 4+ min ago  (627+ words) Federal Home Loan Bank members' borrowing as a share of total assets increased in stressed environments but the majority did not see excessive increases like Silvergate's, the Government Accountability Office found. Former warehouse lender-turned-crypto specialist, Silvergate Bank, was an outlier…...

2+ hour, 14+ min ago  (948+ words) As the Trump administration pushes crypto further into the mainstream, some lenders are testing whether digital assets can open the door for borrowers who don't fit the traditional mold and whether the trade-off is worth the risk. "He was just…...

1+ day, 17+ hour ago  (521+ words) Home loan applications fell in consecutive weeks for the first time in two months, according to the Mortgage Bankers Association. The MBA's Market Composite Index, a measure of mortgage loan application volume, dropped 5% on a seasonally-adjusted basis from one week…...

1+ day, 17+ hour ago  (740+ words) Fannie Mae revised its 2026 mortgage expectations marginally upward, with borrower interest in refinances, in particular, more likely to provide opportunities following the more muted activity of the past few years. In its December housing outlook, the government-sponsored enterprise increased its…...

1+ day, 18+ hour ago  (390+ words) The Office of the Comptroller of the Currency is looking for feedback on two proposals asserting preemption in interest on escrow accounts used in real estate lending. One proposal from Comptroller Jonathan Gould's office states that "national banks and federal…...

1+ day, 18+ hour ago  (623+ words) A key mortgage rate fell to its lowest point since the end of October and was one basis point higher than its 2025 trough but remained in the same general range it has occupied in the fourth quarter, Freddie Mac reported....

2+ day, 19+ hour ago  (448+ words) A group of 22 Democratic Attorneys General filed a lawsuit Monday challenging the administration's legal view that the law does not allow the Federal Reserve to fund the Consumer Financial Protection Bureau when the central bank is not profitable. "The Plaintiffs…...

2+ day, 19+ hour ago  (585+ words) Mortgage delinquency rates rose sharply last month, hitting a four-year high, but those numbers are still in line with historical trends, according to the latest ICE Mortgage Technology First Look report. The number of mortgages past due rose by 275,000 to…...

3+ day, 2+ hour ago  (1180+ words) Among the changes mortgage businesses are trying to adjust to in the age of artificial intelligence, marketing strategy could turn out to be the trickiest to understand and implement. AI has ushered in a new landscape for digital marketing across…...

1+ week, 7+ hour ago  (636+ words) Mortgage brokers are optimistic about the year ahead, with many anticipating more business. AD Mortgage's Mortgage Professionals Pulse Report and 2026 Outlook found 57.6% of the more than 300 brokers surveyed said they felt motivated heading into the new year and 84.5% said they…...