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News
Here's the Average Credit Score of Americans in Their 80s (How Do You Compare?)
40+ min ago (862+ words) The Silent Generation has a credit score to beat. Adults in the Silent Generation, which Experian defines as people aged 80 and older, had an average credit score of 760 in 2025. This figure is the average FICO Score reported by Experian, and…...
The Social Security Fix Both Parties Support - And Why It May Still Not Be Enough
23+ hour, 23+ min ago (846+ words) A bipartisan tax idea could buy Social Security more time. Social Security is moving closer to a funding deadline that could affect millions of retirees, yet Democrats and Republicans rarely agree on how to address it. One idea now has…...
Dave Ramsey Has One Rule for Retirees on Fixed Income - And It's Not Negotiable
1+ day, 48+ min ago (869+ words) Ramsey wants retirees to be set up well. Many soon-to-be retirees look forward to relaxing a bit and living off a nest egg, but they rarely imagine still paying off debt into old age. But this is exactly what's happening…...
Up to 15% of Your Social Security Could Go to Old Student Loans - Here's Why
2+ day, 22+ hour ago (798+ words) A 15% Social Security cut could hit borrowers with old student debt Older Americans with defaulted federal student loans can face a problem that extends far beyond damaged credit or collection notices: part of their Social Security check can legally be…...
Americans Could Soon Get a $1,200 Direct Payment - Here's Who Qualifies
2+ day, 22+ hour ago (896+ words) A new proposal is gaining attention across Washington as of late September. Talk of new government payments is starting to circulate again, with some headlines suggesting Americans could soon receive checks worth up to $1,200. That kind of support could really…...
Medicare Advantage Is Changing in 2027 - Here's What That Means for Your Coverage
3+ day, 48+ min ago (1181+ words) Find out how your Medicare Advantage plan is changing next year. The Federal Agency that oversees Medicare, the Centers for Medicare & Medicaid Services (CMS), finalized an extensive set of changes to Medicare Advantage and Part D in early April 2026. Most…...
Dave Ramsey Says Selling Your Home and Renting Is a Mistake, But Only If You're in This Group
3+ day, 15+ hour ago (831+ words) Why Ramsey told a 68-year-old caller to buy again instead of renting near family. Plenty of retirees reach a point where the house feels like more than they want to manage. Selling it, renting something smaller, and moving closer to…...
RMDs Can Drain Retirement Savings, But These 7 Mistakes Let the IRS Take More Than It Should
3+ day, 22+ hour ago (801+ words) These errors are almost always avoidable with a little planning. Retirees who reach the age of 73 must begin taking annual required minimum distributions (RMDs) from tax-deferred accounts such as traditional 401(k) plans and IRAs. Being forced to withdraw money and pay…...
Dave Ramsey Says Taking Social Security at 62 Is Actually Smart - But Only If You're in This Group
3+ day, 23+ hour ago (975+ words) Why Dave Ramsey says early Social Security claims can work. Determining when to claim Social Security benefits is one of the biggest decisions for millions of Americans as they creep into retirement. Many financial experts often recommend waiting as long…...
Mark Cuban's Blunt Response to the Health Care Affordability Crisis
4+ day, 22+ hour ago (996+ words) Mark Cuban says Medicare Advantage is costing families big. Cuban argues that it's a huge financial burden for the US government, one that's passed on to taxpayers. While it may seem like a policy issue, it's more relevant to financial…...